We are a well-established contract hire broker with key account status with most of the major car leasing providers. Our site enables car leasing buyers to:
Personal leasing and personal contract hire (PCH) is the same product just using different terminology:
Business contract hire is a long term rental agreement, whereby at the end of term, you simply hand it back to the leasing company. It is an operating lease, as the asset is owned by the leasing company, and the asset will sit off balance sheet. As with all leasing agreements, there are potential tax advantages for leasing your fleet.
If you choose to lease your new vehicle, a maintenance package can be added. A maintenance package can be paid each month and it covers vehicle repair and maintenance costs that are not covered by a manufacturer warranty. These include servicing, battery, tyres, brakes and exhaust repairs.
If you elect to take a maintenance package, it is an additional fixed monthly cost above the cost of the car. If you choose not to, it is your responsibility to maintain the vehicle unless it is covered in the manufacturer's warranty. As warranties vary, it is always best to check the exact terms.
Yes, vehicles include between 12 and 36 months of breakdown recovery at no extra cost which is part of the manufacturer’s warranty. Different manufacturers allow for different periods of roadside assistance. The exact length depends on the manufacturer. If you chose a full maintenance contract then breakdown assistance will be covered for the duration of the contract.
For car leasing, car tax is usually included for the duration of the contract. Any exceptions will be clearly listed when we formalise our quotation.
For car leasing, free UK mainland delivery is included. For deliveries to Northern Ireland, and the Isles of Scotland please ask for details, and we will clarify matters on an individual basis.
Yes, all cars are sourced directly from the manufacturers or from trusted dealers and have standard manufacturer’s warranties ranging from 3 years to a lifetime dependant on the manufacturer.
This will depend on your specific application. For car leasing, it is likely to be the equivalent of 1, 3, 6, 9 or 12 months of payments depending on your preference.
If you increase your initial rental, you will reduce the size of your monthly payments.
Yes, our standard fee is £199.99+VAT
Contract Hire a Car, specialise in contract hire for businesses or in your personal name, usually 2-3 years. It may be possible to arrange for short term car hire whilst your vehicle is in production.
If you choose car leasing, you have to specify an annual mileage when you sign the contract. Subject to the funder’s requirements, it may be possible to change annual mileage. In general, a personal lease does not allow for a change of mileage, whilst a non regulated business lease has the flexibility to change mileage.
You will be charged for excess mileage at a previously advised cost per mile. As an example if the excess mileage is stated as 6 pence per mile, and you go over the contract mileage by 1000miles the additional charge will be £60.00.
Once you have chosen the vehicle and the quotation with which you wish to proceed, completed the application form, we will liaise with the finance company. We will use our expertise, and endeavour to obtain finance approval which will take between a few minutes and up to 24 hours depending on your credit status and the finance company involved.
We can give you an approximate delivery date initially, but we cannot lock in a definite date until we have a signed order from you. The date will depend whether the car you choose is in stock with one of our dealers or if it needs to be ordered from the factory. We also have to work within certain elements of legislation and for regulated customers; there will be a cooling off period for the finance.
Contract Hire A Car are able to help car buyers with good credit history but it is important to read the following.
Before you are approved to take finance from a lender for anything (whether that is to get a credit card, buy a house or buy a car) the finance company will request that it can undertake a ‘credit check’ of your credit history to verify your identity and your ability to make repayments.
It is important that you analyse your current finance situation, and assess your ability to keep up the repayments for the duration of the agreement. Please consider your ability to keep up repayments, if your circumstances were to change. Please assess the suitability of the vehicle you are looking to lease, and assess its viability as your vehicle for the duration of the lease.
If you’re over 18 and have a history of taking credit, it is most likely that you have a credit report held by a credit reference agency. Your credit history specifies how you have managed your credit including bank overdrafts, mobile phone contracts, mortgages and credit cards. This report provides a summary of your credit accounts, repayment record and how well you are coping with your finances.
No-one can access your report without your permission. If you are applying for credit and have approved access to your report, it will be used alongside the information on your application in order to make a decision on whether or not to offer you credit (usually by calculating a credit score for your application).
When applying for credit, you should mention all material facts about your credit history because once a credit check is conducted your true history will be revealed. Also, if you have been rejected by a lender recently, it is important to declare this so that steps can be taken to ensure that your application is put with a lender most likely to accept you. Trying to obtain finance with a lender that is likely to reject you because they only take people with a perfect record will actually further damage your credit history.
Contract Hire A Car offers prices for more than 6,500 new cars. We have monthly prices for every new car and van on the market. You can locate these cars and their prices by specifically choosing them within the website or by searching using our monthly budget. You can even add extras and configure your new car. If you like the price and want to speak to someone or apply online just click on the quote you are interested in, and we will call you back.
You must arrange fully comprehensive insurance for your vehicle or you will be in breach of your agreement with the finance company.
If you find a car and a price that you like on the Contract Hire A Car website, you can test drive the car at your local dealer for that make and model.
Yes, of course, but it is useful if you let us know sooner rather than later. You will have to nominate the leasing company as the nominee. Most leasing companies will charge an additional administration fee to add and remove a personal plate.
You will hand the vehicle back to the leasing company. If the vehicle is being handed back in line with the agreed mileage and BVRLA fair wear and tear guidelines then there will be nothing further to pay. For a copy of the guidelines, please don’t hesitate to contact us.
It’s possible, but check that you are comparing like with like:
The advertised rate is offered by a particular finance company, which will require particular criteria to be met such as the usage you might have for the vehicle, your credit status or your time in business. Unfortunately we cannot compel our finance partners to accept all applicants at the advertised price. However, the advertised price should be the price that the majority of successful applicants obtain.
Yes, one of our helpful and experienced sales team will be happy to give you advice specific to your requirements. Just call 0844 8750051 on business days between the hours of 9.00am and 5.30 pm.
Prices include VAT for personal leasing. For all business types, VAT is not included for the contract hire prices advertised or quoted.
Contract Hire A Car.Com, is a website designed for customers and businesses who would fall into the category of Prime Finance. Our sales consultants pride themselves in understanding the credit needs of many different business types. A new start business, has different needs to a well-established fleet operator.